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My bank has used my Economic Impact Payment to offset outstanding overdraft fees in my checking account. Do I have any recourse to access my payment?

Contact your bank to discuss your specific situation. Banks are not required to waive valid account fees; however, the Office of the Comptroller of the Currency (OCC) is encouraging banks to take steps to meet the financial service needs of customers adversely affected by COVID-19 related issues.

Last Reviewed: October 2020

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on HelpWithMyBank.gov should not be construed as legal advice or a legal opinion of the OCC.

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