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On an account with a power of attorney (POA), what happens after the account holder is deceased?

Generally, the POA automatically expires upon the death of the account holder. State law and the terms of the POA would govern the status of the POA at that time.

Last Reviewed: October 2020

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on HelpWithMyBank.gov should not be construed as legal advice or a legal opinion of the OCC.

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