What is Capital One Financial Corporation?
Capital One Financial Corporation is a financial holding company offering a variety of consumer lending and deposit products including credit cards, auto, small business home equity, and installment loans, as well as deposit products.
Capital One, N.A. is a retail bank with locations in Louisiana, Texas and New York. Subsidiaries of the bank are Capital One Auto Finance Inc. and Capital One Home Loans. Superior Savings of New England, N.A. was merged into Capital One, N.A. on March 1, 2008.
Capital One Bank, (USA) N.A. is the credit card bank, formerly known as Capital One Bank, which was previously regulated by the Federal Reserve System (FRB).
Effective March 1, 2008, both banks are regulated by the Office of the Comptroller of the Currency (OCC).