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Office of the Comptroller of the Currency
Home  >  Get Answers  >  Credit Cards  >  Balance Transfers
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Answers about Credit Card Balance Transfers

Select from the following questions about balance transfers.

  • I made a balance transfer using my new credit card. I just received my latest statement and the bank increased the interest rate on the balance transfer. Can they increase my rate?
  • I just got an offer from my bank to transfer balances from another credit card at a low rate. How long does the rate have to stay in effect?
  • I applied for a credit card requesting a balance transfer of $5K. They mailed my card and account agreement and only approved a $1K credit limit and an $800 transfer. Given those amounts, I don't want the card. The bank says I can't cancel. What can I do?
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