Could I receive a garnishment order from someone other than my bank?
You may receive notice from your creditor or the court. The notice usually will tell you what to do if you think money in your bank account is exempt from garnishment and give you information about exemptions that may apply.
Remember, the court and your creditor may not know if money in your bank account is exempt unless you tell them, because information about your bank account is private.
If you think there is money in your account that is exempt even though it is not automatically protected, you should follow the instructions in the letter or other notice about how to tell the court that you think money in your bank account is exempt from garnishment. Make sure you meet the deadline specified in the notice.