Is my bank required to tell me when it receives a garnishment order?

If you receive Federal benefit payments that are automatically protected, and you have additional money in your account that is not automatically protected, your bank is required to send you a notice telling you that a court has issued a garnishment order against money in your bank account.

The notice will state the amount of money in your account that is automatically protected from garnishment.

In many cases, if a bank receives a garnishment order against a bank account, the bank is not required to send any notice under federal law, but it still may do so as a routine business practice or because it is required to under state law. The bank is only required under federal law to send a notice when the account holder receives automatically protected federal benefit payments and the account also contains additional funds which are not protected.

September 2019