Answers about Garnishments

Can my bank account be garnished without a court proceeding?

Usually not.  In most cases a creditor must ask a court before it may garnish money in your bank account. This generally is true even if the creditor garnishing money in your bank account is part of the Federal Government. 

The Internal Revenue Service (IRS), however, may garnish money in your bank account without a court order.

June 2011