Answers about General Banking Issues

How do I serve process on a national bank?

The answer varies by state law. In general, a litigant should first determine if the bank maintains an agent for service of process within the state. If not, the litigant should follow the court's rules for serving process on an out-of-state corporation that does not maintain an agent for service of process.

The state law may authorize service by:

  • having process served on an officer of the corporation at a location in the state,
  • having process served on an officer of the corporation at the corporation's headquarters (bank headquarters are listed on the FDIC's website) by a third-party process server, or
  • serving process by certified mail to an officer.

January 2010