Answers about Changes to Credit Card Terms and Other Forms of Credit
Can I reject a change to my line of credit?
The Truth in Lending regulations do not require the bank to provide you with this option. However, the bank may give you this option for other reasons. If the bank tells you that you may opt out of a change, and you wish to do so, you should follow the instructions in the notice you receive.
Be sure to review your account agreement. It will provide information on changes to your account.