Answers about Garnishments

Is my bank required to tell me when it receives a garnishment order?

As of May 1, 2011, if you receive Federal benefit payments that are automatically protected, and you have money in your account, your bank is required to send you a notice telling you that a court has issued a garnishment order against money in your bank account.

The notice will state the amount of money in your account that is automatically protected from garnishment. 

If the funds in your account are not automatically protected Federal benefits, the bank is not required to send you a notice, but it still may do so as a routine business practice or because it is required to under state law. 

June 2011