Answers about Garnishments

Are there other Federal benefits that are not automatically protected from a garnishment order? If so, what do I need to do?

In some cases, your Federal benefits are not automatically protected, including if:

  • You receive your Federal benefits by check rather than direct deposit.
  • Your Federal benefits were deposited more than two months before the bank received the garnishment order.
  • You transferred the money from the account that received the Federal benefits to another account.

If any of these situations apply to you, your money still may be exempt from garnishment but you will have to tell the court or your creditor that you think money in your bank account is exempt. 

June 2011