Answers about Cashing Checks
I need to cash an $8,000 check. The bank said it needs sufficient notice to provide that much cash. What can I do?
Generally, national banks don't keep large amounts of cash on hand. Most banks disclose the amount of notice needed to cash large checks in the Account Agreement disclosures you received upon opening your account.
Instead of cashing the check, you may want to obtain a cashier's check or wire the funds.